Preferred Line Of Credit

Preferred Line Of Credit

Community Bank’s Preferred personal credit line is really a variable-rate, unsecured loan which can be used for overdraft security or even for basic purposes.

This loan gives you:

  • Freedom of a line that is reusable of with check writing privileges
  • Loan amount between $2,500 and $10,000
  • $30.00 yearly cost
  • Life insurance coverage readily available for this particular loan
  • Automated re payment draft available from a bank-account

Personal Installment Loan

Community Bank’s unsecured loan is really a fixed-rate loan that is frequently utilized for basic purposes or debt consolidation reduction.

This particular loan provides:

  • Loan quantities between $3,000 and $10,000
  • Terms from 24-months to 60-months
  • Re re Payments are a set amount that is monthly the life span associated with the loan
  • Financial obligation Cancelation Protection is present with this kind loan
  • Automatic payment draft available from a banking account

Automobile Financing

Community Bank provides automotive loans through our branch areas.

These loans offer:

  • A fixed-rate, secured loan for the purchase of a unique or utilized automobile
  • Terms with this types of loan:
    • 36-66 months for the new automobile
    • 24-48 months for the utilized automobile
  • Payments are a hard and fast amount that is monthly the life span regarding the loan
  • Financial obligation Cancelation Protection can be obtained with this kind loan
  • Car insurance is necessary
  • Automated re re payment draft offered by a banking account

Residence Equity Installment Loans

Community Bank possesses true range Residence Equity Loans which can be tailor-made for each and every situation. Whether you’re seeking to lock a rate in or you want to have the flexibleness to publish your very own loan utilizing the equity at home, Community Bank has got the solution you are searching for.

Residence Equity Installment Loan

Our Residence Equity Installment Loan is a https://speedyloan.net/payday-loans-md fixed-rate, secured loan which is used for basic purposes.

This Residence Equity item provides:

  • No pre-payment penalty
  • A primary or 2nd lien on most of your residence
  • Loan amounts from $15,000 to $100,000 with as much as 80per cent Loan to Value funding available
  • Terms are fixed for 10 or fifteen years
  • Monthly premiums are fixed for the life of the loan
  • Automated re re payment draft available from a banking account
  • Home insurance coverage is necessary
  • Financial obligation Cancelation Protection can be obtained with this kind loan
  • Escrow is available
  • $349 Origination Fee

For a much greater cost savings, we provide a bi-weekly repayment choice which allows you to definitely spend your loan every fourteen days causing considerable interest cost savings within the lifetime of your loan. Bi-weekly re re payments have to be drafted from a merchant account.

Residence Equity Very Very First

Community Bank’s Residence Equity First is a fixed-rate loan secured with a primary home loan in your residence that provides reduced prices and longer terms when compared to a home equity program that is conventional. With a residential area Bank Residence Equity First, you could have the funding that is necessary reach finally your objectives. Take pleasure in the investing energy you will need, flake out once you understand your price along with your monthly premiums are fixed, and perhaps take advantage of a deduction at taxation time, be sure to contact your taxation consultant. With prices in the increase, now could be the time for you do something!

This Residence Equity item provides:

  • No pre-payment penalty
  • Loan amounts $15,000 to $200,000
  • No points
  • A primary lien for a primary residence
  • Automated re payment draft available from a banking account
  • Loan is at the mercy of credit approval
  • Home insurance coverage is needed
  • Financial obligation Protection is present because of this kind loan
  • Escrow is available

For a much better cost savings, you can expect a bi-weekly repayment choice which allows one to pay your loan every two weeks leading to considerable interest cost savings within the life of your loan. Bi-weekly re re re payments have to be drafted from a merchant account.

RESIDENCE EQUITY VERY FIRST – DISCLOSURE

10 term – APR* 3.50 year%

*APR – Apr. Other terms and prices available. Minimal loan quantity is $15,000. At 3.50% APR, the payment per month schedule because of this loan kind will be $9.89 per $1,000 lent. Re Payments don’t add taxes and insurance coverage (if relevant). The real repayment obligation are greater. This loan kind calls for an initial home loan in your existing residence that is personal. Loan is at the mercy of credit approval. Home insurance coverage is needed. Ask Banker for details. This offer may be modified or discontinued without previous notice.

Prime Equity Personal Credit Line

A property equity personal line of credit, Community Bank’s Prime Equity personal credit line provides a adjustable interest straight associated with the Wall Street Journal Prime price.

This Residence Equity item provides:

  • A primary or 2nd lien on a residence that is primary
  • Loan amounts from $10,000 to $100,000 with as much as 80per cent Loan to Value funding available
  • The flexibleness of a reusable credit line with check writing privileges
  • Term life insurance can be acquired with this variety of loan
  • Home insurance coverage required
  • Automated re payment draft available from banking account
  • An early on fee that is close the total amount of $350 may be evaluated in the event that account is shut within 3 years through the date of application
  • An maintenance that is annual in the total amount of $45.00 are going to be evaluated

Residence Mortgages

Having a wide number of house home loan items to select from, Community Bank can satisfy your every need.

To talk about your home loan requirements, you may possibly phone the Mortgage Originator in your town at one of several figures the following:

Workplace
E-mail

Lisa Clore, Senior Vice President & Director of Mortgage Lending NMLS# 506221

Melissa Pieczynski, Mortgage Originator NMLS#1030415